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Even since the stock market has made gains over the last half of the year, consumer spending habits have befuddled Wall Street. Even though experts have repeatedly told that the recession has ended, consumers are still worried about economic forecasts and credit is still hard to get. A lot of analysts argue that with no Clash For Clunkers Program, consumer spending would not have increased. A few days ago, the stock market lost approximately 2.5%, which was the largest drop since the summer. Coupled with tightened consumer spending habits, worries about about Citigroup and increasing unemployment levels have also contributed to the huge losses.  Consumer spending habits are traditionally difficult to project; yet, consumers have do not believe that this economy will bounce back soon. They have adjusted accordingly.


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